How much does a bank loan file template or a mortgage simulator cost?

A bank loan file template, an investment checklist or a written property listing are at the entry level, an Excel loan simulator costs about twice as much, and a short-term rental listing for Booking a little more. Every offer shows its price before you order.

What goes into a bank file for a mortgage application?

Usually your ID, your last three payslips, your last two tax notices, your recent bank statements and, if you have it, the preliminary sale agreement. For a rental investment, add a rent estimate and a financing plan. A template helps you forget nothing, but the exact list depends on each bank: ask your advisor.

Is a loan simulator enough to decide on a property investment?

No. A simulator or a checklist helps you compare scenarios and prepare your questions, but it isn't personalized investment advice, and no return is guaranteed. Interest rates, costs and taxes change, so check every figure with your bank, a notary or an advisor before you sign.

What should a property listing include?

The type of property, the floor area, the number of rooms, the location, the price and an honest description of the condition and strengths of the home. In France, the energy class from the energy performance certificate (DPE) must appear in the listing, for a sale as well as a rental. A freelancer can write a clear text from your photos and this information.

Property listing written by AI or by a freelancer: which should you choose?

An AI writes a listing in seconds, which gives you a starting point. However, the text often stays generic, with the same phrases as many other listings, and it may add features the home doesn't have. A freelancer starts from your photos and information, highlights what sets the property apart and sticks to the facts, which avoids disappointment at viewings.

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Prepare your purchase, your investment or your rental

A complete loan file, a clear loan simulation, a well-written listing: these documents save time at every stage of a property project. On ComeUp, freelancers provide bank loan file templates, investment checklists, Excel loan and tax simulators, and write your property listings or short-term rental listings. Tax rules change often: have your calculations checked by your bank, a notary or an advisor. In the parent category, Everyday life, 99% of reviews from the last 12 months are positive.

See also: Airbnb, Excel and plans and architecture.

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